No one said being an adult was easy. You have to go to work every day, clean up after yourself, pay bills, save for retirement, and everything in between. Taking on financial responsibility is a crucial part of adulthood. The earlier you get your finances in order, the better off you’ll be (especially in the long run). From making a budget to protecting your identity to creating an emergency fund, there are important steps to take to create financial stability. Finding motivation to work and keep your house clean is another topic for another day.